Depending on your needs we will generally charge an upfront fee for the initial advice, followed by an implementation fee.
Minimum upfront fee is $5,500 including GST
Average upfront fee is about $8,800 including GST
Thereafter you have the choice of engaging in an ongoing service arrangement with us at an agreed service fee, or consulting with us on an ad hoc basis when you feel the need, at our hourly rates.
Minimum ongoing fee is $440 per month ($330 singles) including GST
Average ongoing fee is about $660 per month.
Alternative fee option – 12 month Retirement Ready Program
Initial year one retirement planning option (12 month program):
We have found that pre-retirement clients struggle to quantify their goals for retirement as they do not know what is possible, how much income they will have, what home choices they may make and when to retire.
As a result, you:
- may work longer than necessary,
- spend less in your early retirement years in fear of running out, or
- miss out on opportunities that you never thought were possible.
These decisions can lead to regret in later life when health and wellness may result in physical limitations on what you can do.
We have established a 12-month Retirement Ready Program with unlimited meetings, discussions and advice that will:
- Establish your initial goals and ideas.
- Model your retirement plans and outcomes
- Review what becomes possible following the modelling
- Reset and agree on your goals
- Determine appropriate strategies
- Provide comprehensive retirement advice that you will clearly understand and support
- Implement the immediate stages of the advice.
- Follow up with a post implementation update
Instead of charging a large upfront fee we levy a monthly fee over 12 months. Current fees are from $990 per month for couples and $770 per month for Singles, including GST.
Prior to the initial meeting we offer a no obligation phone discussion/s to establish whether this program would be of benefit to you and if you should proceed to the first meeting.
The first meeting is charged at $770, should you decide not to proceed any further thereafter. In most cases, you will get more value than this and if you do not feel that you benefited, then we will waive this fee and wish you well.
The benefits you will get over your retirement years as a result of clarifying your goals, aligning them with what is possible, maximising age pension entitlements and/or ensuring your wealth and savings are preserved for future generations, will more than exceed the investment made by you in time and fees to complete this program.
Following the 12 month program, you can either choose to continue engaging our services via an ongoing service arrangement at an agreed service fee, or consulting with us on an ad hoc basis when you feel the need, at our hourly rates.
Investment Management fees (0% to 0.88%) may also be applied and tailored to your overall portfolio.